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Bankruptcy - Document
Check List
Law Your Way!
At the initial Office Consultation (OC), we begin with the analysis
of numerous documents detailing the client's asset, debt,
income, expense and past financial transactions. The 2005 Act
requires us to do this before we can give any meaningful legal
advice to the client. You may PRINT this check list as a an
Adobe Acrobat
.PDF file or as a Microsoft
Word
.DOC file in order to begin
compiling your documentation.
Prior to the date set for the initial Office
Consultation, please assemble and organize as many of the
necessary documents as possible. These are the most important
ones and bringing them with you to the OC will enable us to
properly analyze your need for debt relief. The 2005 Act
requires some additional asset and past transactions information
which we will identify at the OC. The documents are as
follows:
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A recent credit report for each individual debtor.
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Monthly statements for all your bank, credit
union, stock brokerage and other similar accounts for the
last two months. |
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Documents relative to any bankruptcy you filed
during the last eight years. |
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A list of all your residential addresses for the last
three years. |
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All statements, bills, notices, letters received from
creditors and collectors in the last three months --
comprising all your debts including credit cards,
medical bills, lawsuits, mortgage loans, personal loans,
car loans, furniture loans, jewelry loans, etc.
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Paycheck stubs for both husband and wife for the last
two months, including the most-recent paycheck stubs.
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If not payroll deductions, evidence of any retirement
plan contributions made, or retirement loans repaid, for the
last two months. |
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Documents evidencing miscellaneous income received over
the last seven months (commissions, bonuses, child or
spousal support, unemployment, trust fund, probate
estate, gifts, gambling winnings, Social Security,
disability, retirement pay, rents from tenants, interest
& dividends, asset sales, etc.).
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Calculation of current monthly living expenses including
contributions for the last seven months by non-filing
spouse/other members of household, including amount of any
Social Security received by them during this period.
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For business debtors, the business-entity balance sheet
plus income & expense summary for the prior year ending and
the latest month of the current year. (individual &
business) |
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Federal & State income tax returns for the last two
calendar years including W-2s and 1099s for the more recent
year. |
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Real property deed, assessor's notice or property tax
statement; time-share unit purchase, loan and maintenance
fee documents. |
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Bills, statements, receipts for normal living
expenses during the last six months such as
rent/mortgage, utility, food, child care, clothing,
schooling, medical, dental, car operation, insurance
bills, back taxes, unreimbursed work expenses,
storage, and student loan payments.
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Any court orders setting child support or spousal
support amounts that you should be paying or receiving,
including the order setting regular ongoing monthly amounts
and also setting any monthly amounts for catching up on
past-due support. |
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Documents relative to any education IRA or tuition
program accounts. |
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A check or cash for the OC minimum ($500) or
other agreed amount. |
You may PRINT this checklist as a an Adobe
Acrobat
.PDF file or as a Microsoft
Word
.DOC
file.
Free
Phone Consultation! -
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Get a free evaluation of your case before you spend your time
and money.
Our firm is
dedicated to helping you through your legal issues. We will assist you in making the right decision in
even the most difficult times.
412-566-1204
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